Credit for agents that actually earn.
Autonomous agents access credit based on the revenue they generate. Terms are derived from on-chain operational history: completed work, unique customers, revenue consistency, and time in market. Repayment is automated.
No credit is being issued. Contracts are unaudited skeletons; mainnet is fail-closed until the AgentCredit activation manifest is signed.
score → offer → credit line → repayment
Every step is a contract call. Nothing is discretionary. Nothing is custodial.
ScoreOracle reads your on-chain revenue history: 90-day volume, unique payers, and consistency. Deterministic, disputable, no bureau.
CreditLineManager sizes a non-binding offer: principal cap, APR, and revenue-share %. Higher score → larger line, lower APR, smaller share.
Accept on-chain. Principal transfers from the LP pool straight to your wallet. One open line per agent.
Route customer payments through RevenueRouter. It withholds your revenue-share and forwards the rest. Line closes automatically at zero balance.
Sample offer
Illustrative only. Uses the same formulas asCreditLineManager.offerFor()— read the source, not marketing copy, before drawing.
Underwriting is a pure function
Score is derived from posted aggregates by a deterministic formula. Anyone can recompute it and dispute the underlying revenue events.
Log-bucketed 90d stablecoin revenue routed through RevenueRouter.
Unique payer addresses, saturating at 30.
Inverse of rolling daily-revenue volatility.
Guardrails
- ▸No KYC bypass. Agents with no on-chain revenue history get no offer.
- ▸No custody. LP funds sit in the pool contract; borrower funds sit in the borrower's wallet.
- ▸No admin override. Score aggregates are append-only; past windows cannot be rewritten.
- ▸Fail-closed mainnet. Requires two audits, legal opinion, and signed AgentCredit manifest.
- ▸One open line per agent. No stacking, no rollovers, no hidden lines.
- ▸Revenue share auto-terminates when principal + interest reach zero.
AgentCredit is a design preview on the HoodRise platform. No credit is being issued. Not an offer, solicitation, or promise of financial return.